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Advantage Plans

Medicare Advantage (Part C) Plans in Virginia

VICAP seems particularly interested in the things that insurance agents or marketers cannot do when promoting Medicare Advantage plans. These prohibited activities include:

  • Offer cash gifts - including charitable contributions, gift certificates or gift cards that can be readily converted to cash
  • Offer inducements to persuade beneficiaries to enroll in a particular plan or organization
  • Offer anything of value to induce potential plan enrollees to select them as their Medicare Advantage Plan
  • Conduct sales presentations and distribute and accept enrollment applications in areas of health care settings where patients primarily intend to receive health care services
  • Solicit door-to-door for Medicare beneficiaries or through other unsolicited means of direct contact, including calling a beneficiary without beneficiary initiating the contact
  • Provide or subsidize meals at any sales/marketing event or meeting where plan benefits are being discussed or plan materials are being distributed
  • Market non-health care related products to prospective enrollees during any MA or Part D sales activity or presentation
  • Market any health care related products during a marketing appointment beyond the scope agreed upon by the beneficiary
  • Solicit door-to-door for Medicare beneficiaries or through other unsolicited means of direct contact, including calling a beneficiary without beneficiary initiating the contact
  • Imply that a face-to-face meeting is required for a beneficiary to receive information about a MedicareAdvantage Plan
  • Send unsolicited email
  • Enroll beneficiaries through outbound telemarketing
  • Offer cash payment as an inducement to enroll
  • Misrepresent or use high pressure sales tactics
  • Engage in any activity which a Medicare Advantage Plan is prohibited from engaging in
  • Market non-health care related products to prospective enrollees during any MA or Part D sales activity or presentation
  • Market any health care related products during a marketing appointment beyond the scope agreed upon by the beneficiary