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Advantage Plans

Medicare Advantage (Part C) Plans in Wisconsin

Medicare Advantage plans in Wisconsin (formerly known as Medicare+Choice plans) are offered by certain HMOs and insurance companies that have entered into special arrangements with the federal Centers for Medicare & Medicaid Services (CMS). Under these arrangements the federal government pays the HMO or insurance company a set amount for each Medicare enrollee. The HMO or insurance company agrees to provide Medicare benefits and may provide some additional benefits, which may be at an additional cost.

Your Medicare Advantage plan can terminate at the end of the contract year if either the plan or CMS decides to terminate their agreement.

Medicare Advantage plans are not regulated by the state of Wisconsin Office of the Commissioner of Insurance. Therefore, these plans are not required to cover Wisconsin mandated benefits, nor are the plans guaranteed renewable for life like Medicare supplement policies.