Here are some details on buying and using Part D coverage in Arizona:
- When you do buy prescription drugs you first have to spend a $320 deductible. After you've spent that, the plan will pay for 75 percent of your drug costs until your total drug cost reaches $2,930. You will then have to pay for 100 percent of your drug costs until the total cost reaches $6,657.50. This range of costs between $2,930 and $6,657.50, when you get no coverage is sometimes known as the "donut hole."
- After that, you will either pay a copayment for each prescription or 5 percent of the cost of the drug, whichever is lower.
- As of January 2011, people on Medicare who fall within the donut hole get a 50 percent discount on brand name prescription drugs and a 14 percent discount on generics. This discount will continue to grow until 2020, when the donut hole coverage gap is closed completely.
- The full cost of the drugs (rather than the discounted amount) still counts towards the person's out-of-pocket maximum, the amount at which Medicare starts to cover some prescription drug costs again.
Some of these changes are happening because of the Affordable Care Act passed in 2010. If you have any questions, you can contact the Arizona State Health Insurance Assistance Program or call at 1.800.432.4040.
The list below contains the highest rated Medicare Part D prescription drug plans in the state of Arizona. It is for informational purposes only and some listings may be inaccurate or missing. The list was provided by the Centers for Medicare and Medicaid Services (CMS), but due to the variance in plans based on county, city, and region, some options may not be available in your location.