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Prescription Drug Plans

Indiana Part D Medicare Plans & Prescription Drug Coverage

Medicare Prescription Drug Coverage is available to all Medicare beneficiaries. This benefit is also referred to as Medicare Part D.

Most people pay a standard monthly Part D premium. In Indiana, during 2012, the premiums range from $45 to about $80.

Some Part C/Medicare Advantage plans include prescription drug coverage that follows the same rules as the Medicare Part D coverage. This Medicare Advantage Prescription Drug (MA-PD) coverage provides an integrated benefit covering their hospital, physician, and drug costs.

To qualify for a MA-PD in Indiana, you must be entitled to Medicare Part A and enrolled in Part B. And the experts at Indiana Senior Health Insurance Assistance Program (SHIP) point out:

Anyone who has Medicare can get extra help with his or her Medicare Part D prescription drug coverage. Some people with limited income and resources are eligible for Extra Help to pay for the costs-monthly premiums, annual deductibles, and prescription co-payments-related to a Medicare prescription drug plan. To qualify, your resources must be limited to $13,020 for an individual or $25,260 for a married couple living together. Resources include such things as bank accounts, stocks, and bonds. Your annual income must also be limited to $16,245 for an individual or $21,855 for a married couple living together. Even if your annual income is higher, you still may be able to get some help.

Hoosier Rx: Hoosier Rx is Indiana's prescription drug plan for low-income seniors. If you are an Indiana resident, age 65 or over, receive a low monthly income, and are without insurance that has a prescription drug benefit, you may qualify. Hoosier Rx does not consider your assets; it only considers your income. So if your yearly net income is $15,840 or less for an individual or $21,240 or less for a couple, you could receive help paying for your Medicare prescription drug costs. To apply, call free of charge 1-866-267-4679.

The list below contains the highest rated Medicare Part D prescription drug plans in the state of Indiana. It is for informational purposes only and some listings may be inaccurate or missing. The list was provided by the Centers for Medicare and Medicaid Services (CMS), but due to the variance in plans based on county, city, and region, some options may not be available in your location.