Medicare Prescription Drug Coverage is available to all Medicare beneficiaries. Although enrollment is voluntary, there are time limitations during which consumers must enroll to receive the benefits.
The standard Medicare drug coverage includes three levels of expense that beneficiaries will move through during the year as they purchase their prescription drugs.
Most people pay a standard monthly Part D premium. In Kentucky, during 2012, the premiums range from $45 to about $80. However, you may have to pay an extra amount if your annual income is higher than certain limits ($85,000 or above for an individual or married individuals filing separately or $170,000 or above for married couples). If you have to pay the extra amount, the Social Security Administration—not your plan—will send you a letter telling you so and what that extra amount will be.
Some Part C/Medicare Advantage plans include prescription drug coverage that follows the same rules as the Medicare Part D coverage. This Medicare Advantage Prescription Drug (MA-PD) coverage provides an integrated benefit covering their hospital, physician, and drug costs. To qualify for a MA-PD in Kentucky, you must be entitled to Medicare Part A and enrolled in Part B.
The list below contains the highest rated Medicare Part D prescription drug plans in the state of Kentucky. It is for informational purposes only and some listings may be inaccurate or missing. The list was provided by the Centers for Medicare and Medicaid Services (CMS), but due to the variance in plans based on county, city, and region, some options may not be available in your location.