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Prescription Drug Plans

Oklahoma Part D Medicare Plans & Prescription Drug Coverage

Beginning on January 1, 2006, new Medicare prescription drug coverage was available to everyone with Medicare. Everyone with Medicare can get this coverage that may help lower prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. You choose the drug plan and pay a monthly premium. Like other, insurance, if you decide not to enroll in a drug plan when you are first eligible, you may pay a penalty if you choose to join later.

There are two types of Medicare plans that provide insurance coverage for prescription drugs. There will be prescription drug coverage that is a part of Medicare Advantage plans and other Medicare health plans. You would get all of your Medicare prescription drug coverage that adds coverage to the original Medicare plan, and some Medicare private fee-for-service plans. Insurance companies will offer these plans and other private companies approved by Medicare.

Like other insurance, if you join a plan offering Medicare drug coverage, there is a monthly premium. If you have limited income and resources, you may get extra help to cover prescription drugs for little or no cost (contact the Oklahoma Department of Insurance for more details). The amount of the monthly premium is not affected by your health status or how many prescriptions you need. You will also pay a share of the cost of your prescriptions. All drug plans will have to provide coverage at least as good as the standard coverage, which Medicare has set.

The list below contains the highest rated Medicare Part D prescription drug plans in the state of Oklahoma. It is for informational purposes only and some listings may be inaccurate or missing. The list was provided by the Centers for Medicare and Medicaid Services (CMS), but due to the variance in plans based on county, city, and region, some options may not be available in your location.