Part D insurance plans are available to all Medicare beneficiaries. For a monthly plan premium, as well as specified plan deductibles, co-payments, and coverage gaps, if applicable, coverage is offered for both generic and brand name medications.
Medicare beneficiaries can choose from an extensive set of plan options offered by several prescription drug insurance organizations. If you are on Original Medicare, and/or also have a Medigap insurance plan, you may enroll in any “stand-alone” (not part of a Medicare Advantage plan) Medicare Part D plan.
Note: If you are enrolled in a Medicare Advantage plan and want Part D coverage, you must enroll in a drug plan offered your Medicare Advantage plan. You cannot enroll in a “stand-alone” drug plan.
The Rhode Island Pharmaceutical Assistance to the Elderly (RIPAE) program pays a portion of the cost of generic prescriptions purchased during the deductible phase of Part D plans and offers reimbursement to enrollees who enter the “donut hole” of their Medicare Prescription Drug Plan (Medicare Part D), to treat Alzheimer’s disease, arthritis, diabetes (including insulin and syringes for insulin injections), heart problems, depression, anti-infectives, Parkinson’s Disease, high blood pressure, cancer, urinary incontinence, circulatory insufficiency, high cholesterol, asthma and chronic respiratory conditions, osteoporosis, glaucoma and prescription vitamins and mineral supplements for renal patients for eligible Rhode Island residents 65 and older, or adults receiving Social Security Disability (SSDI) payments. RIPAE also offers limited coverage for the cost of injectible prescription drugs used to treat Multiple Sclerosis. To participate in RIPAE, the applicant must provide proof that he/she is enrolled in a Medicare Part D plan, and must apply for LIS (Extra Help), if applicable.
The list below contains the highest rated Medicare Part D prescription drug plans in the state of Rhode Island. It is for informational purposes only and some listings may be inaccurate or missing. The list was provided by the Centers for Medicare and Medicaid Services (CMS), but due to the variance in plans based on county, city, and region, some options may not be available in your location.